Every Little Detail Counts.
Affordable Auto & Car Insurance in Ontario
Your vehicle is part of your lifestyle – protect your automobile with efficient car insurance. It’s important to stay informed about your auto insurance coverage, to ensure you’re fully protected out there on the Ontario roads. Here’s only a summary of the auto insurance coverage available to Ontario drivers. Need more information when comparing between some of the best insurance companies in the local Ontario area? Please contact one of our experienced CCV Insurance advisors today for more details on how to find a car insurance policy that suits your needs.
Is Car Insurance in Ontario Mandatory?
In short, yes. Car insurance is mandatory for all Ontario drivers. This law is to reinforce safety on the roads, and to also provide peace of mind in knowing that other drivers out there on the roads also have auto insurance coverage, just as you do. However, no two drivers are the same, so why should their car insurance policies be? Which is why our team of expert auto insurance brokers in Ontario will help you find the right auto coverage you need, to suit your specific requirements out there on the roads.
How Will I Know What Auto Insurance Coverage Is Best Suited for Me?
With years of experience, our knowledgeable team will work with you to help you find the best car and auto insurance that suits your needs as an Ontario driver entirely. You may only drive to work and back home again each day, or you might have a family that needs a greater level of protection, or you could be driving professionally for work. Whatever the level of auto insurance coverage you require, our car insurance brokers are here to help make sense of it all. Better yet, you can even save by bundling your car and home insurance policies together – just be sure to ask one of our Ontario car insurance brokers how you can save by combining today!
Here Are Some of The Many Types of Car & Auto Insurance Policies Available to Ontario Drivers:
Bodily Injury/Property Damage Liability
This type of auto insurance protects you, as well as any legally licensed person driving your car with permission, against lawsuits or legal action resulting from the use of the insured vehicle.
Accident Benefits
Provides benefits that you and other insured persons are entitled to receive in the event of an automobile accident causing injury or death. Includes payments for reasonable medical expenses, income replacement, caregiver expenses, rehabilitation expenses and other expenses resulting from an auto accident.
There are important changes to this part of the Ontario Auto Insurance Policy. Click here for more details and talk to your broker about your coverages.
Collision Coverage
This type of car insurance covers your automobile for damage resulting from upset or collision with the ground or other object.
Comprehensive Coverage
Covers your automobile for damage caused by hazards other than collision, such as fire, theft and vandalism.
Usage-Based Auto Insurance
Telematics are changing traditional auto insurance policies.
Looking for a more affordable alternative to car insurance in Ontario? Haven’t heard about how you can save on your Ontario auto insurance with telematics? Don’t worry; you’re not the only one. Telematics, or usage-based insurance (UBI), involves plugging a wireless device into your car to gauge your driving habits. Connecting your my Drive program device is as easy as finding your on-board diagnostics (OBD) port, which is usually under the dashboard, close to the steering column, at about the level of your feet.
By participating in the my Drive program offered by Intact, you will be monitored for the following:
- Sudden braking
- Abrupt acceleration
- Time and distance driven
This data will be used to determine your personalized discount. This not only rewards good drivers with lower insurance rates but encourages better driving habits. Clients who enroll in the my Drive program will save five per cent immediately on their auto insurance with Intact and up to 25 per cent at the time of their next renewal, depending on driving behaviour.
For more information about that my Drive program, please call our office at 1.877.422.8467
Additional Coverage Options
There are important changes to this part of the Ontario Auto Insurance Policy. Click here for more details and talk to your broker about your coverages.
Loss of Use
Provides a specified limit for a rental vehicle while your vehicle is not in use as a result of a collision or comprehensive claim.
Increased Accident Benefits
Standard policy limits may not adequately protect you and your family. A CCV Insurance professional can determine if increasing limits are right for you.
Non-Owned Automobile Extension
Covers for physical damage to a rental vehicle for you and other insureds.
Accident Protection Waiver
Protects your driving record and policy rating in case you are involved in an at-fault auto accident.
Why CCV Insurance?
In addition to competitive auto insurance quotes and rates that recognize client differences, CCV Insurance in Ontario offers access to a variety of discounts and credits designed to reduce your car insurance costs, including:
- Multi-car discount
- Experienced driver discount
- Driver training credits
- Good student discount
- Short commute/low mileage discount
- Snow tire discount
- Conviction-free discount
For even greater savings, convenience and simplicity, you can bundle your auto and home insurance and receive up to a 25 per cent discount.